The financial lens

The Gold-Silver Ratio: A Historical Perspective For centuries, the gold-silver ratio —the number of ounces of silver equivalent to one ounce of gold—remained relatively stable, often fixed by governments to stabilize currencies. The Roman Empire set the ratio at 12:1 . In medieval Europe , it ranged between 9.4:1 and 12:1 . The U.S. fixed it at 15:1 under the Coinage Act of 1792 . Today, the ratio stands at 86:1 . If gold is priced at $2,600 per ounce and silver at $30, this suggests silver is significantly undervalued when compared to its historical benchmarks. Gold to Silver Ratio and Calculation of estimated price Why the Imbalance? Industrial Consumption: Silver is consumed heavily by industries, with insufficient recycling to replenish supply. Market Manipulation: Short-selling in silver markets suppresses prices, while national silver reserves have gradually reduced. Historical Context: For millennia, the rat...

Background The Adani Group, a towering presence in India's corporate world, is now facing one of the most significant controversies in its history. Allegations of bribery, fraud, and obstruction of justice by the U.S. Department of Justice (DOJ) have placed the conglomerate under intense scrutiny. While the legal process is still unfolding, the implications could ripple through the global renewable energy sector, investor confidence, and corporate governance practices in emerging markets. Here’s an in-depth look at the case, connecting its roots, allegations, and potential consequences. photo credit - Zee business A Brief Timeline of the Case 2019 : The Solar Energy Corporation of India (SECI) floated a massive tender for solar energy projects. Adani Green Energy and Azure Power Global secured contracts to develop 8 GW and 4 GW, respectively. The $6 billion project was touted as a milestone in India’s renewable energy journey. 2021 : The project hit a ...

paper money is going away.   Today,  bitcoin  is one of the most trending topics on search engines and social media, as investors attempt to keep up with its often dizzying see-sawing in the price – with the coin surging to nearly  ₹30 lakh.   The question arises why do we need a different currency when we have fiat money that is a promise by the Central bank of a country i.e., RBI in India case?  There are certain challenges that are visible in how  fiat  money works.  Firstly , it is centralized and that means you don't have the control or you don't have the control over what the bank is doing with your money. All that you know is that you have the money but how is that money being used you don't have that control because that is a right of your bank, and not yours.  Secondly,  if the government  wants to demonetize this money at some point, they...

Wall Street loves to use confusing terms to make you think only they can do what they do. Or even better, for you just to leave them the fuck  alone, thanks  to The Big short movie for this fuckin dialogue.   Overtime we have seen an increase in so many assets where money can be parked namely stocks, Mutual Funds, Precious Metals, Bank FD, Real Estate, Bonds, Moneyback Insurance etc.   1. Equity (Stocks) – Large cap, Mid cap, Small cap, Futures & Options   2. Mutual Funds (SIP, Lumpsum) – Equity, Debt, Balanced funds, ELSS   3. Bonds – Corporate Bonds, Government Bonds   4. Section 80C Investments – Equity Linked Savings Scheme, Public Provident Fund,          National Saving Certificate, EPF, NPS, SSY etc.   5.Insurance Policies – Endowment, Whole Life, Health cover, Term plan.   6. Deposits – Savings account, FD, RD   This thing gets More confusing when y ou  account for time horizon, Tax advantage ...